Our Company
A school built around the decisions adults actually face
Stonewell was founded in Kuala Lumpur to address a gap that many financial education providers overlook: adults in midlife who need structured, considered guidance — not beginner courses recycled from younger audiences.
Back to HomeOur Story
Founded on a specific observation
Stonewell began when two adult educators noticed that financial literacy courses in Malaysia were almost entirely oriented toward younger professionals building careers. The content, the framing, the examples — all of it assumed someone at the beginning of their financial life. Adults who had already accumulated responsibilities, obligations, and some experience were largely on their own.
The founders — both with backgrounds in adult education and personal finance — spent two years developing curricula specifically for people in their forties, fifties, and early sixties. The courses they created are shaped around the questions that age group actually brings: how to talk about money with a long-term partner, how to read the documents attached to Shariah-compliant investment products, how to maintain one's own retirement position while supporting ageing parents.
Stonewell opened its first programme in 2018 at its Bukit Bandaraya centre. Since then, more than 2,400 participants have completed at least one course. The teaching approach has remained largely unchanged: small groups, practical materials, a facilitator who engages directly rather than presenting at a distance.
Our Mission
Thoughtful financial conversations at the right time of life
Our mission is straightforward: to give adults in midlife the structured financial knowledge they need to make clear-headed decisions — without pressure, without jargon, and without content designed for a different stage of life.
Honest scope. We teach financial concepts and frameworks. We are not a financial advisory firm and do not recommend specific products or portfolios.
Malaysian context. Every course is grounded in the Malaysian regulatory, tax, and product environment — not imported wholesale from another market.
Calm delivery. Our facilitation style is measured and direct. We do not use urgency framing or promotional language in the classroom.
Lasting materials. Course workbooks and reference guides are written to be useful long after the sessions end.
The People
Our facilitation team
Small group sessions are led by facilitators with direct experience in adult education and the Malaysian financial landscape.
Razif Che Hassan
Co-Founder & Lead Facilitator
Razif spent fourteen years as an adult educator before co-founding Stonewell. He leads the household finance and intergenerational wealth courses, drawing on his background in family financial counselling.
Siti Wulandari
Co-Founder, Islamic Finance Specialist
Siti holds a postgraduate qualification in Islamic finance and worked for several years in Malaysian unit trust distribution before turning to education. She designed and facilitates the Shariah-compliant investment course.
Lim Kok Wai
Programme Coordinator
Lim manages participant intake, scheduling, and materials production. He is typically the first point of contact for new enquiries and handles the administrative side of both in-person and online cohorts.
Standards
How we approach course quality
Each programme is reviewed and updated on a rolling basis to reflect changes in Malaysian financial regulations, product offerings, and participant feedback.
Annual Curriculum Review
Course materials are reviewed each year against current Bank Negara guidelines, SC regulations, and EPF scheme updates. Substantive changes to Malaysian financial rules trigger an out-of-cycle review.
Small Cohort Sizes
We maintain a maximum of twelve participants per session. This is not a cost consideration — it is a quality decision. Smaller groups allow facilitators to address individual questions and adjust the pace as needed.
Participant Privacy
Personal and financial details shared during sessions remain confidential. Facilitators and staff do not discuss individual participant circumstances outside the session context. Our data practices follow Malaysia's PDPA requirements.
Post-Course Evaluation
Every cohort completes a structured evaluation after the final session. Responses inform the next iteration of the course. Participants who flag specific gaps are invited to a follow-up Q&A session at no additional cost.
Regulatory Transparency
Stonewell is an education provider, not a licensed financial adviser. We are clear about this in our materials and in the classroom. Facilitators do not offer personal financial recommendations and participants are directed to licensed advisers where appropriate.
Course Completion Records
Participants who complete a full programme receive a written course summary and participation record. These documents outline what was covered and may be useful for personal financial planning reviews with advisers.
Our Approach
Financial education that respects where people actually are
Adults who reach their forties and fifties with financial questions rarely lack intelligence or motivation. What they often lack is a structured setting in which to work through those questions — one that does not assume they are starting from nothing and does not try to sell them something in the process.
Stonewell courses are designed around the observation that household financial decisions become more layered, not simpler, as people move through midlife. A forty-five year old navigating joint finances, EPF contributions, Amanah Saham holdings, and the possibility of supporting an ageing parent has a different set of needs from a twenty-three year old opening their first account.
Our three programmes address distinct dimensions of this complexity: the introductory course for those who have not previously engaged with household finances in a structured way; the Shariah-compliant investment course for those who want to understand a significant portion of the Malaysian market more clearly; and the intergenerational wealth course for those managing financial relationships across generations.
All courses are held in Kuala Lumpur or online, with materials prepared in clear English suitable for Malaysian residents regardless of mother tongue. Enquiries from participants outside Klang Valley who prefer online participation are welcome.
Curious about which course fits your situation?
Send us a brief note about where you are and what prompted your interest. We will suggest a starting point without any pressure to commit.
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